1.) What Is Your Monthly Budget?
- What is your checking & savings balance?
- What are your recurring monthly bills (car, house, phone, nutritional, medical, ect.) and the estimated monthly charge?
- Do you have any nonessential membership fees you can cancel?
2.) What Do You Own?
- Take a quick inventory of your refrigerator and pantry.
- Know what personal care products you own.
- Check your cleaning supplies inventory.
- What gift cards and loyalty rewards do you have?
- Discard expired items safely.
Knowing what you have on hand will make a dent in unnecessary spending. $1, $5, or $20's saved all adds up in your checking or savings account. If you do not have a savings or checking account; add loose change and dollars not spent in a jar with the goal to open a minimum balance checking or savings account without monthly fees.
3.) Make A List
- To reduce food waste, create meal plans for two weeks based on what you have in your home.
- Only purchase the necessary items you can not creatively substitute.
- Use the items that are opened first till they are completely used.
- Maintain a 15 minute daily cleaning (dishes, sweeping, organize a cluttered space, fold and put away clothes, ect.) and sanitizing ritual.
- Affix gift cards and loyalty rewards with a magnet or tape on your refrigerator as a reminder of resources to use first.
- What are your athletic goals?
Lists can help identify risks and motivate you. Every Sunday I discard lists fully completed or I add pending tasks to a new list. Be aware of portion control in all aspects of your life as to not waste resources.
4.) Make A Plan
- Evaluate your goals and where you want to be in life 1-5 years from now.
- Have a schedule and stick to it.
- Update your resume and social media profiles (LinkedIn, Instagram, Facebook, ect.).
- Take professional certification courses.
Knowing where you want to be in the future is great, but be flexible to change. If you do not have specific future goals, now is a great time to start. Everything you do to add a positive value to your goals will help you navigate the unknown of our future.
5.) Get Creative
- Use samples and opened travel supplies.
- Save leftover soap to blend into a liquid bath soap.
- Have fun with leftovers and food items near expiration.
- Play a favorite song while cleaning.
- Map out your essential shopping route with coupons, sticky notes, and stickers.
- Utilize environmentally friendly cleaning supplies
If you feel overwhelmed-listen to your inner self. Embracing the balance of physical and mental health in your daily routine is as important as completing tasks timely. Using environmentally safe cleaning supplies may cost a little more, but I have found that the benefits long-term in my life's investment to be substantial. As a professional style, I have found that I usually complete more goals if I or the people around me find some enjoyment in the task. Be flexible and have fun in implementing systems in your lifestyle that will benefit your future.